There are many benefits to owning your own home in Battle Creek, Michigan. Homeownership promotes a sense of pride for the property, and it usually inspires people to create and make the place their own. What follows this is also a sense of stronger community, and thus one sees neighborhoods where homeowners take pride in making improvements.
There are also some practical benefits to owning your own home in Battle Creek, Michigan as well. The most important of all is that it provides a lower cost of living. How is this? For one, most real estate is purchased with a mortgage of some kind.
A mortgage has interest, which can remain the same if it is a 30 year fixed rate loan. The costs that can rise are insurance and taxes. However when you own a home, you receive the principle residence exemption, which reduces your property taxes by as much as 40% provided that you live in the home as you residence.
When someone rents, rents can be increased. With a mortgage payment, there is very little increase in monthly payment when you have a 15 year or 30 year fixed rate mortgage, besides the annual property taxes and insurance.
As an additional advantage proclaiming the benefits to owning your own home in Battle Creek, Michigan, most homeowners experienced a reduction in property taxes in the last tax year. House payments went down for many Battle Creek homeowners in 2010 because of this. My personal residence experienced this, and after shopping my annual homeowners insurance, I was able to reduce it even more. This is definitely one of the large benefits to owning your own home in Battle Creek, Michigan.
Further, you can buy homes right now for incredible prices, and this will lower your cost of living even more when you work with an experienced Realtor that can help you connect with the right people to get financing. I am a Battle Creek Realtor that has worked with many homebuyers who were once renters, and they came across one of my articles and called me.
The road to homeownership is that easy. So give me a call at: 269-441-8182 or contact me through my website at: www.michaeldelaware.com. The benefits to owning your own home in Battle Creek, Michigan are many, so stop renting and call me.
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2010 'REALTOR OF THE YEAR'
For the Battle Creek Area Association of Realtors
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